About Us


Who We Are

Southern Chautauqua Federal Credit Union may serve only those persons in its field of membership. Our field of membership includes, “people who live, work, worship, attend school, do business and any other entities within Chautauqua County, New York.  Also included are spouses of persons who died while within the field of membership of the CREDIT UNION, employees of the CREDIT UNION, volunteers in the community, members of their immediate family or household, and organizations of such persons.


What We Believe In

Mission Statement

Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.

Vision Statement

Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.

Value Statement

Southern Chautauqua Federal Credit Union values the financial well-being of its members.

Membership Requirements

You can become a member by completing a Membership Application. To determine if you are eligible for membership, please review the following description of our field of membership.

Membership Application Information

Membership Eligibility Information

For eligibility to join a CREDIT UNION, immediate family is defined as a spouse, child, sibling, parent, grandparent or grandchild, stepparents, stepchildren, stepsiblings, and adopted individuals.  Household is defined as persons living in the same residence maintaining a single economic unit.  This definition includes any person who is a permanent member of, or participates in, the maintenance of the household.  

After an immediate family or household member joins then that person’s immediate family would also be eligible to join.While a CREDIT UNION can adopt a more restrictive definition than the NCUA’s, it cannot establish a more expansive definition.  You and members of your family may enjoy all the benefits of Southern Chautauqua FCU membership for life.  

When you open your account it is the ideal time to open accounts for your eligible family members.  Once your family members join, their family members become eligible as well.  Family members are entitled to full membership privileges and retain their Southern Chautauqua FCU membership even in the event your account is closed.  If you are not a family member, you may review the defined field of membership above to determine if you are eligible.